Become a Zales Cardmember and Enjoy these Exclusive Benefits:
- Receive exclusive Cardmember only coupons, jewelry inspection reminders and cleaning notifications via email** throughout the year
- $50 OFF+ a $200 or more purchase on your birthday
- FREE standard shipping++
- 10% OFF any repair service when you use your Zales credit card
- Get early and extra chances to win prizes throughout the year+++
Plus, Zero Down Payments with Everyday Promotional Plans:
No Interest if paid in full within 6, 12 or 18 months.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.*
9.99% APR if paid in full in 36 months.
If the balance is not paid in full in 36 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable Purchase APR of 29.24%, based on the Prime Rate.***
**Valid email address must be provided in-store or online at zales.com.
+Birthday coupon will arrive on or before Cardmember's birthday month.
++Free standard shipping (3-5 business days) valid for the U.S. and U.S. territories when you use your Zales credit card.
+++You must provide an email address to zales.com or comenity.net/zales to receive notice of special prizes. Any special prizes or sweepstakes are offered, operated and administered by Zales/HelloWorld. The Zales credit card is issued by Comenity Capital Bank. Comenity Capital Bank is in no way affiliated with or responsible for the sweepstakes. Any disputes concerning awards or benefits under the sweepstakes will not affect any payments or other obligations to Comenity Capital Bank.
*Interest will be charged to your account (at the standard, variable Purchase APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $150 for 6 months, $750 for 12 months, and $3,000 for 18 months. For your purchase made under the 6 months promotional Credit Plan, we will waive the transaction fee of $9.95. For purchases made under the 12 and 18 months promotional Credit Plans, we will add a transaction fee of $9.95 per transaction.****
***If the balance is not paid in full in 36 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable Purchase APR of 29.24%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of the purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1); or $5. Required minimum purchase of $1,500. For your purchase made under the 36 months promotional Credit Plan, we will waive the transaction fee of $9.95.****
****Zales credit card accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $2.00, per credit plan. Standard, variable Purchase APR of 29.24%, based on the Prime Rate. Subject to credit approval and availability. Account must be in good standing at time of transaction.
